But if you don’t want to make your credit card another thing in your life to worry about, you can put the Citi Double Cash in your purse or wallet, and set it and forget it.Ĭash is king: The best cash back credit cards for 2022 Yes, if you want to put in extra effort to maximize bonus categories or if you’re willing to pay an annual fee, you can absolutely get more in overall rewards or perks. If you don’t want to deal with bonus categories, transfer partners or spending caps, you can’t get much simpler than the Citi Double Cash.īut “simple” doesn’t have to mean “weak.” In fact, you’ll get 2% cash back on practically everything you buy with this card, which is the best ongoing flat-rate return you’ll find on any no-annual-fee credit card out there. What we like about the Citi Double Cash: Life is complicated enough - not everyone wants to make their credit card complicated as well.
Rewards from the card can also be used for travel when combined with the Citi Premier or (now discontinued) Citi Prestige® Card.0% introductory APR for 18 months on balance transfers made in the first four months after you open the card (14.24%-24.24% variable afterward).Earn 2% cash back on all purchases with no limit.This card is right for: People who want a card that will work for them but don’t have the time, patience or interest to chase bonus categories or figure out complicated travel loyalty programs. Why it’s great in one sentence: The Citi Double Cash Card is both simple and lucrative, offering a market-leading 2% cash back on every purchase - 1% when you buy, 1% when you pay your statement - for no annual fee. Why did we select these cards as our best credit cards for April? Dive into the details of each card with us, and see how they stack up.Ĭiti Double Cash Card: Best for flat-rate cash back
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The Blue Business® Plus Credit Card from American Express: Best for small businessesĬapital One® Spark® Miles for Business: Best for larger businesses Bank Visa® Platinum Card: Best introductory rate on purchases supermarketsĪmerican Express® Gold Card: Best for diningĬiti Premier® Card: Best for gas stationsĬiti® Diamond Preferred® Card: Best for balance transfers So give yourself a few minutes to take a look at our list of the best credit cards for April 2022 and see if one might be useful to you right now.Ĭiti® Double Cash Card: Best for flat-rate cash backĬhase Sapphire Preferred® Card: Best sign-up bonusĬhase Freedom Flex℠: Best for flexible rewardsīlue Cash Everyday® Card from American Express: Best for U.S. Our comprehensive methodology compares every aspect of each credit card to our “benchmark credit card” to determine which cards can potentially help you the most. Or perhaps you just want to make sure you’re earning as many rewards as possible when you’re ordering online or having food delivered to your home, or booking that long-needed vacation. How? Well, a new credit card can help by temporarily letting you finance the things you need to buy at 0% interest, or consolidating debt at a lower interest rate. And if it’s been at least three years since you put your current credit card in your purse or wallet, now’s the time to consider your options and see if a different credit card might serve you better. While credit cards sometimes get a bad rap, having the best credit card - or at least, the one that’s best for you - can make your life easier and more rewarding.
Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. We may receive a commission through the LendingTree affiliate network if you apply and are approved for a card, but our reporting is always independent and objective. CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value.